Smart Cover

Introducing your SMART Cover 

Small cosmetic damage like scratches, scuffs and dents not only affect the appearance of your car but also its value. Conventional body shops can often be both time-consuming and costly. SMART offers a solution that not only saves you time and money but also covers for damage up to 40 cm in length and diameter. 

Additionally, our service provides the convenience of mobile repairers who can come to you and restore your car to its original condition. 

Windscreen damage is also something we all experience. Rocks, stones, pebbles and gravel thrown up by other cars’ tyres (or falling off the back of a lorry) can make this unavoidable and all too common in daily life. 

These small, hard projectiles travelling at speed can easily impact your windscreen and cause the glass to crack. SMART not only covers damage to your vehicle's bodywork but also contributes towards your Windscreen Replacement.


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Key Benefits

  • Helps maintain the appearance and resale value of your vehicle throughout ownership
  • Repairs are completed at a time and place that suits you, with no excess to pay
  • Includes windscreen damage from everyday road debris
  • All repairs are guaranteed for the lifetime ownership of the vehicle

Contact your local TMS Dealership today



What Is Covered

  • Unlimited SMART Claims
  • Up to £1,000 per SMART claim
  • Maximum aggregate claim limit of £3,000 
  • Up to £250 body shop contribution for eligible damage that is not SMART repairable
  • Three contributions of £150 each towards windscreen excess or replacement and £450 in total, during the policy term 
  • Spread the cost with 0% interest by paying in ten easy monthly instalments

​Contact your local TMS Dealership today