PERSONAL CONTRACT HIRE (PCH)

This sort of car finance deal is effectively a long-term rental agreement. Personal contract hire or personal lease is a simple, hassle free way of getting a new car for a fixed monthly sum.

The Benefits:

• Effective long-term rental agreement
• simple and hassle free
• fixed monthly sum
• no ballon sum to worry about

How it works:

• You choose your perfect Kia and then we work out the finance details based on the information you provide us with.
• Contract hire and leasing deals typically run over two or three years, with an agreed mileage limit applied to the car.
• You’ll pay a deposit and then monthly repayments.
• There’s no option to buy when you reach the end of the term, so no balloon sum to worry about.