Kia Personal Contract Hire (PCH)

Personal Contract Hire in detail

Personal Contract Hire is the choice favoured by most people who would prefer to lease a car, rather than own one. You pay an initial upfront advance rental (amount dependent on the size of the monthly rental), usually the equivalent of three, six or nine monthly rentals. You then pay a fixed monthly rental fee (plus VAT) and in return have the right to use your chosen car over a pre-agreed period and mileage.

At the end of this period, you are not responsible for the disposal, you simply return the car without further cost, provided it has not exceeded the agreed mileage and the condition is reflective of its age and mileage. There is no option to own the car at the end of the contract.

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Product Parameters

Personal Contract Hire contracts are normally 24, 36 or 48 months in duration.
Both excess mileage and vehicle condition charges may apply.
Maintenance of the vehicle can be included in your monthly rental as an added option.
You will not own the car and there is no option to purchase at the end of the contract. As with all our finance products, there are no arrangements or purchase fees.
Available on EV6, Soul EV and Niro EV

What else do I need to know?

All contracts include road fund licence, full manufacturer's warranty and the manufacturer's comprehensive breakdown cover.
Your contract will be subject to a minimum period of 24 months.
If you decide to return the car at the end of the contract and it has covered more miles than agreed, you will be required to pay a charge for excess mileage. In addition, if you have not kept the car in reasonable condition for its age and mileage you may be charged a refurbishment cost.
This type of finance contract is not available to corporate entities, e.g. limited companies, PLCs or limited partnerships

Call us today

TMS Kia Leicester: 0116 4647100 | TMS Kia Hinckley: 01455 899508 | TMS Kia Loughborough: 01509 216100

Company Information

Reg Office: Trinity Marina, Coventry Road, Hinckley, Leicestershire, LE10 0NF

Reg. Company Number: 5693106

VAT Reg. No. 881 6690 84

TMS LIMITED is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge fees for our Consumer Credit services. We may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with them, typically either a fixed fee or a fixed percentage of the amount you borrow. The payment we receive may vary between finance providers and product types. The payment received does not impact the finance rate offered.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

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