PERSONAL CONTRACT HIRE (PCH)
This sort of car finance deal is effectively a long-term rental agreement. Personal contract hire or personal lease is a simple, hassle free way of getting a new car for a fixed monthly sum.
- Effective long-term rental agreement
- simple and hassle free
- fixed monthly sum
- no ballon sum to worry about
How it works:
- You choose your perfect Kia and then we work out the finance details based on the information you provide us with.
- Contract hire and leasing deals typically run over two or three years, with an agreed mileage limit applied to the car.
- You’ll pay a deposit and then monthly repayments.
- There’s no option to buy when you reach the end of the term, so no balloon sum to worry about.