Volvo Personal Contract Purchase (PCP)


A Personal Contract Purchase is a flexible form of loan where some of the cost is deferred until the end of the agreement in order to provide you with the benefit of lower monthly payments. The deferred amount is known as the Optional Final Payment and is sometimes also referred to as the Guaranteed Future Value (GFV). At the end of the agreement you have three options: Retain the car, Return the car, Renew the car

Pick and choose

The added advantage on this plan is that the final payment (guaranteed to be the minimum worth of the car) is optional – if you don't wish to pay you can part exchange or return the car to Volvo.

Plan benefits:

Reduced instalments compared to regular finance plans due to optional final payment
Ideal if you plan to change cars every 2-3 years

How Do The Plans Work?

Flexible Finance Plan
Choose from a range of deposits.
You then choose your repayment period (up to 42 months) to suit your buying needs.
A Guaranteed Minimum Future Value (GMFV) is set by Volvo taking into consideration the age and mileage of the car. This value is used to set the optional final payment.

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Hinckley: 01455 632478 | Coventry: 02476 303132 | Leicester: 0116 2758800