Volvo Car Finance Options

Volvo cars - for all ages

Whether you are looking to purchase or subscribe to a Volvo, we offer a range of car finance options to suit your needs.

At TMS Volvo, our commitment is to ensure that your journey towards owning your dream Volvo is smooth and hassle-free. We understand that choosing the perfect car is just the beginning of your exciting adventure, and selecting the right financial package is equally essential.

And, just as you’d expect from Volvo, we offer a diverse array of financial products designed to simplify your life and tailor your purchase to your unique needs.

Our goal is to put you in the driver's seat, not only of a remarkable Volvo vehicle but also of your financial choices.

Leasing and Finance Products

For private buyers, Volvo Car Financial Services UK Limited has created ways for you to finance, hire or lease the right car for you. 

PCP finance example
Volvo Loan finance example

Personal Contract Purchase (PCP)​

Personal Contract Purchase (PCP) is a flexible form of conditional sale loan where some of the cost is deferred until the end of the agreement. The benefits of this is lower monthly payments. The deferred amount is known as the Optional Final Payment and is sometimes referred to as the Guaranteed Future Value (GFV). At the end of the agreement you have three options: Retain the vehicle, Return the vehicle, Renew the vehicle.

Volvo Loan (VL)​

Volvo Loan (VL) is a simple purchase agreement that gives you the certainty of a fixed interest rate; and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you’d like to keep the vehicle.

Following an accepted application, Volvo Car Financial Services UK Limited will fulfil your Personal Contract Purchase / Volvo Loan as either a Conditional Sale Agreement or a Fixed Sum Loan Agreement. Terms apply. 18’s & over, subject to status. Guarantee may be required. Finance provided by Volvo Car Financial Services UK Limited, SL6 4FL.

Conditional Sale:

The agreement is secured against the car. If you do not keep up your repayments, we may take steps to recover the money that you owe us, which may include repossession of the car. Only when all payments under the agreement have been made do you become the owner of the vehicle.

Fixed Sum Loan:

You own the car right from the start of the loan. You will have no right to terminate the agreement early (under a voluntary termination through the Consumer Credit Act 1974). You may only use the loan for the purchase of the agreed car.

Contact us

At TMS Volvo, we believe that driving a Volvo should be an experience of uncompromised luxury and convenience from the moment you start exploring our range to the day you drive away in your new car. Come visit us today, and let us demonstrate how we can make your Volvo ownership dreams a reality, with financing options that match the exceptional quality of our vehicles

Simply click below for more information on each option to find out which suits you best or contact our team to find out more. Alternatively, call us our team are here to help.

TMS Volvo Coventry - 02476 303132 | TMS Volvo Hinckley - 01455 632478 | TMS Volvo Leicester - 0116 2758800